* 123nc.com does not provide consumer reports and is not a consumer reporting agency as defined by the Fair Credit Reporting Act (“FCRA”), 15 U.S.C. §§ 1691 et seq. This site should not be used to determine an individual’s eligibility for credit, employment, insurance, housing, or any other purpose covered by the FCRA. For screening solution needs, please visit discover. castlebranch.com.